Retirement Journey and Care Fees Planning
We are often asked for help with Care Fees Planning and the Retirement Journey and are therefore working with LFP Consultants Ltd. a leading firm which specialises in these areas.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is dependent on individual circumstances. The value of any tax relief is dependent on individual circumstances.
About Us
Whilst you enjoy the retirement you imagined, LFP will take care of your pensions and how best to draw an income.
Should the time come, we can help you organise the management of the cost of care and look to ensure that more of what you leave behind goes to your family. Most importantly, we’re with you for life, so when things change – for better or worse – we’re ready to help.
That’s why all our financial advisers place just as much focus on understanding you and your goals as they do on the technical aspects of wealth management.
To book an advice session, complete the ‘Contact Us’ form below.
Where are you on your journey?
- Pre-Retirement
Will I be able to retire when I want?
LFP will help….
- calculate how large your pension pot will need to be to generate the income you will need in retirement
- determine whether your existing pensions and contributions achieve your retirement objectives
- make sense of different types of pension arrangements in achieving your goals
- check whether the pensions are invested appropriately to meet your objectives
Contact us to find out how we can help you achieve your retirement objectives.
The value of a pension will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
- At-Retirement
I don’t want to retire too soon – or too late – but I need to know I’ll have enough to enjoy myself.
LFP will help…
- you understand your choices, as you may be able to retire or semi-retire sooner than you expected
- calculate whether you can retire now and how best to draw your income
- determine the tax free cash available on each of your pension arrangements
- draw your pensions in the most tax efficient way
Contact us to find out how we can help you draw your pensions.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is dependent on individual circumstances.
- In-Retirement
“ I want my money to support me and my family, not disappear in tax”.
LFP will help…
- Ascertain whether your pension is invested in the best way to fund a long and happy retirement
- extract your pension in the most tax-efficient way in line with current legislation
- you understand the death benefits available with different types of pensions
- where possible, to make sure your pension is passed on in accordance with your wishes
Contact us to find out how we can help you review your current retirement income strategy.
The value of a pension will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
- Cost of Care
I’m concerned about rising care costs and want the best possible care for my family (and myself when the time may come). I would also like to leave something to my loved ones.
LFP will help…
- prepare for the costs of future care whilst also looking to protect your wealth
- you to leave more of your money to loved ones
- you understand the different choices and ways to pay for care
- you aim to retain ownership and control over your investments and/or plans you have made
Contact us to find out how we can help you plan for the cost of care.
As your advisor, we will be with you for life, so when things change, for the better or worse, we will be here to help. Contact us for a no-obligatory meeting.
Contact Us
LFP Consultants Ltd together with St. James’s Place Wealth Management plc are the data controllers of any personal data you provide to us on this form and any further information which you subsequently provide to us. For further information on our uses of your personal data, please see the Partner Practice’s Privacy Policy which can be accessed on their website and St. James’s Place Wealth Management plc’s Privacy Policy which can be accessed at www.sjp.co.uk/site-services/privacy
Regenerage introduces to St. James’s Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.
SJP Approved 6/11/2023